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A Card For Savvy Savers

Transfer high rate balances

Mastercard® Credit Cards

When you're transferring a balance, every dollar should work toward progress. That's why we keep things simple and transparent, so you can focus on paying down what matters most.

With a low 4.90% APR* on balance transfers for 24 months and NO BALANCE TRANSFER FEES, you can move your balance with confidence, knowing more of your money stays right where it belongs.

You'll also enjoy a 0%* introductory rate on purchases for 7 months, giving you added flexibility as you plan ahead.

This limited time offer is available on new Exclusive Rewards, Smart Rewards, and Business Advantage Rewards credit cards opened through March 31st.

Apply today and take advantage of a smarter way to move balances, without adding to them!

*Promotional Introductory APR Period: The Introductory APR for purchases applies to transactions posted to your account during the first seven (7) months after account opening. The Introductory APR for balance transfers applies to transactions posted during the first twenty-four (24) months after account opening. Payments are applied first to balances with the highest APR. Existing balances on loan or credit card accounts with Guardians CU and all divisions are not eligible for the Introductory APR on balance transfers. Offer is valid for members in good standing and applies only to balances transferred from financial institutions outside of Guardians CU and all divisions.