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Debit Cards

We have it all

Mastercard® Debit Cards

Our Mastercard Debit Cards come with enhanced security and exclusive member perks. Debit cards, which also serve as ATM cards, make shopping with your checking account as hassle-free as using a credit card. Present the card to any vendor that accepts Mastercard and the purchase amount is simply deducted from your account. They're safer and more convenient than carrying cash!

Benefits include:

  • Mastercard ID Theft Protection
  • Mastercard Airport Concierge
  • Extended Warranty
  • Priceless Cities Offers & Experiences

Debit cards are offered for both personal and business checking accounts. Traditional ATM cards are also available for members who choose not to maintain a checking account.

Please be sure to use the information for the primary member on the account when activating your new debit card.

Debit or ATM Card PIN Changes

Forgot your debit or ATM card PIN (Personal Identification Number) or wish to change it? No need to come to a branch — save time by simply calling 1-800-992-3808 and the prompts will direct you accordingly.

Guardians One Rewards

Totally free rewards when you make purchases with your Guardians One Debit Card

Introducing Guardians One Rewards from Guardians Credit Union — a valuable, FREE program that rewards you for your everyday spending. Enrollment is automatic, and now, every purchase with your Guardians One Debit Card adds up to rewards points that can be redeemed for exciting gifts.

Here's how it works:

  • Use your Guardians One Debit Card for everyday purchases like groceries, dining out, or filling your car with gas. As you continue to use your card, you\'’ll earn points in the Guardians One Rewards program.*
  • Periodically, you may receive an offer for 100 BONUS points for using your Guardians One Debit Card a specified number of times in one month. Remember, to maximize the number of points you will earn, be sure to use your Guardians One Debit Card instead of cash or credit card.
  • To redeem your points for great rewards, go to It only takes 100 points to get a FREE GIFT. Or, bank your points for bigger, better rewards in the future!

Earn more Guardians One Rewards points! lets you shop major retailers and earn up to 50 times more reward points!**

Qualifying transactions must clear your account and post to your account no later than the end of the applicable calendar month to be counted. For example, if a purchase with your card occurs on the last day of the offer month but does not clear your account until the first day of the following calendar month, then that transaction will not be included in the calculation for the month in which you used your card. Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from the first day of the month in which the Points were issued. Points awarded per checking account. See website for specific program terms.

*For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

**Reward Points vary by retailer.

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